The chill of winter is slowly making its way to Virginia, so thoughts turn to making sure your family stays warm. Home heating fires are the second leading cause of home fires, and are responsible for about $326 million in property losses in the United States each year. As the weather turns cooler, make sure you’re taking precautions to keep your home safe.

 

Contrary to what you might believe, heating-related fires don’t just happen at night when you’re sleeping. In fact, most happen in the early evening. A new report from the U.S. Fire Administration (USFA) finds home heating fires peak between 5 and 9 p.m., with most happening between 6 and 8 p.m. This four-hour period—when many people are most active in their home—accounts for 30 percent of all home heating fires.

 

So what can you do?

 

First, be a stickler for maintenance. A whopping 87 percent of all home heating fires are confined to chimneys, flues, or fuel burners. Regular maintenance and inspection can help keep them trouble-free.

 

Second, keep your distance. Many home heating fires are caused simply because a heat source was too close to combustible items, like curtains or a newspaper. It’s recommend you keep a clear area of at least 36 inches around all heat sources. Keep your hearth clear of items as well.

 

Third, store safely. Keep all lighters and matches away from children. Teach your kids about fire safety and the dangers of playing with fire.

 

Fourth, follow directions. It’s critical to follow all manufacturer instructions about operating any fuel-burning appliance, wood stove, or fireplace. Things like letting your heater cool down before refueling, or keeping stoves free of excess ash, will make a difference.

 

Last, be prepared. Install and regularly test smoke detectors in your home. And work with your family to make—and practice—a home escape plan, so everyone knows what to do in case there is an emergency.

 

Contact your Virginia Farm Bureau Insurance agent today to learn more about protecting your home and property in a fire.