We all want forgiveness. If you’ve been in an accident—and you are at fault—it may be forgiven if you have Accident Forgiveness Protection on your personal auto insurance policy.

When Accident Forgiveness Protection is added to a Fire & Casualty personal auto insurance policy, the policyholder is eligible for one at-fault accident to be forgiven on that policy at any one time. This protection applies to all private passenger, farm and utility vehicles on a policy and excludes antique automobiles and unlicensed farm use vehicles.

When Virginia Farm Bureau forgives the first at-fault accident that occurs on that policy after this protection has been purchased and put into effect, the forgiven at-fault accident will not cause any change to existing premium adjustments that otherwise would be affected by the accident. That can save a lot of money and anxiety. And while subsequent at-fault accidents may become eligible for forgiveness, only one at-fault accident will be forgiven at any point in time on the policy.

Adding Accident Forgiveness Protection to personal auto insurance policies is highly encouraged. No one intends to have an accident, and it can be a traumatic experience. This protection gives extra peace of mind and enables you to focus on recovery instead of rates. For more information, contact a Farm Bureau insurance agent.