Automobile

It’s true—auto insurance isn’t particularly intuitive. Here are some of the insurance myths you’ve probably heard, busted for your benefit.

Let’s say you got your license at age 16. Now let’s say you’re 34 years old, and have never been in an auto accident. You have a stellar driving record, no tickets, a sensible car, and a defensive driving style.

You know what that makes you?

There’s a certain allure to the road less traveled. Heavy, saturated traffic gives way to an open road meant just for you. The humdrum path of the interstate is traded in for an unexpected curve or rolling hill. Or maybe it just feels familiar, part of a routine.

There are worse things than filing an auto insurance claim and discovering that your coverage is lacking, but it’s still a nasty shock. A cracked windshield won’t set you back too much, but a tree falling on your car? Ouch. Take a look at these three common gaps in auto coverage.