Safety & Insurance

Classic older homes have lots of charm. But not everything gets better with age. More mature homes can have problems such as plaster walls in need of repair or outdated systems that are hazardous. We have a list of home ages and potential problems to help you treat that older home with TLC.

Virginia requires you to have the minimal liability insurance or pay an uninsured motorist fee. But even a tiny fender bender could result in more property damage than the state minimum covers. Get real-world advice from one of our agents.

There are many factors that influence your car insurance premium. Some of them—like the make and model of your car—can’t be changed. So how do you make sure you get the best possible rate?  

If a real estate agent tries to sell you a home with “attractive nuisances”—the legal term for potentially dangerous structures and features children find irresistible, like pools, ponds and swing sets—proceed with your eyes wide open. Attractive nuisances can quickly become liabilities.

As outdoor temperatures rise, so does the use of grills. Whenever you’re grilling—outdoors or inside—it’s critical to cook meat to the proper temperature.

Spring has sprung in the commonwealth! And as the Virginia weather gets warmer it’s easy to get caught up in spring cleaning and planting.

Do-it-yourself projects can save you money, but if you’re buying someone else’s DIY home, there are some precautions you should take before signing on the dotted line.

When buying a home, hiring a qualified inspector is a no-brainer. However, home inspection certification is voluntary, so be careful who you hire.

Help your teenage driver get off to a road-smart start—and save money, too—by enrolling in Virginia Farm Bureau’s Smart Start Program.

It’s a scary statistic—eight out of 10 traffic crashes in Virginia are related to a distracted driving incident.