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Car Insurance Myths Busted

It’s true—auto insurance isn’t particularly intuitive. Here are some of the insurance myths you’ve probably heard, busted for your benefit.



Are You Overdue for an Accident?

Let’s say you got your license at age 16. Now let’s say you’re 34 years old, and have never been in an auto accident. You have a stellar driving record, no tickets, a sensible car, and a defensive driving style.

You know what that makes you?



Holiday Lights Safety

Keep the Sparkle, Avoid the Sparks with Safe Holiday Lights. Add a festive touch to your home inside and out with holiday lights! But before you start decorating for the holidays, read up on holiday lights safety.



Driving the Road Less Traveled: Maintain Safety on Rural Roads

There’s a certain allure to the road less traveled. Heavy, saturated traffic gives way to an open road meant just for you. The humdrum path of the interstate is traded in for an unexpected curve or rolling hill. Or maybe it just feels familiar, part of a routine.



3 Common Gaps in Insurance Coverage

There are worse things than filing an auto insurance claim and discovering that your coverage is lacking, but it’s still a nasty shock. A cracked windshield won’t set you back too much, but a tree falling on your car? Ouch. Take a look at these three common gaps in auto coverage.



A measure of caution can help prevent kitchen fires

In a season when people spend extra time in the kitchen, it’s extra important to cook safely and know what to do in the event of a fire.



Sharing rural roads: Distance and speed are important factors

One of the most important symbols on U.S. rural roads turns 53 years old this year. The red-and-orange triangular slow-moving vehicle emblem adorns the rear of thousands of pieces of farm equipment in Virginia; yet every year there are collisions between automobiles and tractors.



Protect your home now against potential hurricanes

Because wind and rain from hurricanes or tropical storms can cause significant damage to personal property, the Insurance Institute for Business & Home Safety encourages property owners to strengthen the critical elements of their buildings to protect them from hurricane damage.



Checking equipment can prevent hay-cutting accidents

Farmers who are getting ready to cut and bale hay should make a habit of checking equipment before heading out to the field.



Winter months are leading home fire months

Cooking, heating, holiday decorations and candles all contribute to an increased risk of fire during the winter months.